Yesterday, we covered one of the first things to consider when purchasing long term care insurance. Today we cover one of the second things to consider.
SECOND, Purchase a home care option or rider. You want to make sure that your long term care coverage provides for skilled care in your home. You want coverage not only while you are in a nursing home but if you can get skilled care in the home you want that covered as well. You do not want to be financially compelled to go to a nursing home. This additional rider can help you avoid moving to a nursing home.
Most seniors want to stay in their home as long as possible. This is also the desire of those family members who care for seniors.
What has been your experience? Do you want to share a comment? Feel free to do so here or contact us at www.ythlaw.com.
SECOND, Purchase a home care option or rider. You want to make sure that your long term care coverage provides for skilled care in your home. You want coverage not only while you are in a nursing home but if you can get skilled care in the home you want that covered as well. You do not want to be financially compelled to go to a nursing home. This additional rider can help you avoid moving to a nursing home.
Most seniors want to stay in their home as long as possible. This is also the desire of those family members who care for seniors.
What has been your experience? Do you want to share a comment? Feel free to do so here or contact us at www.ythlaw.com.
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